The Best Kept Secret in Panama City Beach

St Thomas Square is a unique place. It is one of only four condo complexes located on the south side of Grand Lagoon in Panama City Beach, Florida. That is significant because it gives Gulf access via the lagoon. You can jump into your boat docked on the premises and be in the Bay or Gulf in 20 minutes. St Thomas Square is only one block to the beach. It is about 800 steps which is approximately a 7-8 minute walk depending on the wait at the traffic light.


The mediterranean architecture and the tropical landscape is a constant reminder that you are at the beach! Especially when the sea breeze is blowing the palms and your hair. The complex has five Villa buildings that each has 12-14 units. They are situated along either the lagoon, the pool, or the pond. You will see wildlife ranging from dolphin to osprey. Boats, personal watercraft, and paddle boards are frequently in the lagoon. The immaculate pool is refreshing. The pond has two fountains and has turtles and fish.

The Plaza building consists of both retail and residential condos. There is a nail salon, hair salon, Mexican restaurant, coffee shop, and more on the main level. Levels two and three has studio and one bedroom units accessible by an elevator and stairs.

St Thomas Square is a low-rise complex with plenty of green space which gives it a residential feel. The complex is gated. Amenities include a club house, swimming pool, tennis courts, shuffleboard courts, boat dock and parking, grills, and a fire pit.

Sound good? Check out the St Thomas Square condos for sale at the bottom of the page.


This is a great place to live at full-time. There are many residents who still work in the surrounding area or telecommute. Several residents however are retired. The tropical climate and Gulf and beach access makes it easy for both working and retired residents to play more than they work!

People from all over the United States have purchased St Thomas Square condos for sale as their second home. However, most people that own here live within a six to eight hour drive (Dothan, Tallahassee, and Atlanta to name a few). They enjoy coming as often as they can since they are within a reasonable drive.

Short-term rentals are allowed. You can rent your unit as a vacation rental and it will offset costs of ownership such as property tax, insurance, HOA fees, and electricity. In other words, let other people pay for your special get away while you enjoy it whenever you wish with little cost.

Be Ready

If you are looking for St Thomas Square condos for sale, the choices are limited. You must be ready to buy when the style of unit you want becomes available. For example, a ground floor one bedroom villa unit had not been offered in over a year. When one came on the market I sold it in four days and the next one sold in one day. I suggest you get on the St Thomas Square condos for sale alert subscription. Fill out the form and click on the “community/resort” box, then choose “St. Thomas Square.” You will be notified by email as soon as a new unit is offered on the St Thomas Square condos for sale alert.


Something for everyone!

At St Thomas Square there are two distinctions between condos: Villas and Plaza. Five villa buildings have between 12-14 units each and five different floor plans ranging from a one bedroom to a three bedroom. All one bedroom units are located on the ground floor. Four different floor plans are available for two bedroom units with two one-level choices and two that have two levels. Three bedroom units have either two or three levels.

The Plaza is a three story building with a combination of retail and residential units. All retail is located on the ground floor. You can have dental work, nails painted, hair cut, eat Mexican food, have coffee, or more.

Residential condos are on the second and third levels of The Plaza. The elevator is centrally located and three stair wells, one central and one on each end of the building, serves the residents. The Plaza condos are either studio or one bedroom units available in five different floor plans. Only a few Plaza units have a glimpse of a water view. Most overlook Thomas Drive and Joan Avenue and can see the condo complexes along the beach.

When you look for St Thomas Square condos for sale, you can distinguish between villa condos and plaza condos by their unit numbers. Villas will have three numbers and plaza units will have four numbers, usually followed by A, B, or C.


Amenities, Attractions, & More

Swim in the crystal clear and refreshing water of the immaculate pool. There are plenty of lounge chairs for sunbathing as well. Tennis and shuffleboard courts are available for your enjoyment. Charcoal grills are located at the pool area for grilling fish, steaks, burgers, and hotdogs. Relax in the evening by the fire pit. Roast marshmallows while sharing time with family and friends. Bring your boat because there is a boat dock on the premises on Grand Lagoon. You can take a cruise in the lagoon out to the Bay and be in the Gulf within half an hour.

Attractions (located within 4 miles)

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    Emerald Falls Amusement Park
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    Signal Hill Golf Course
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    St Andrews State Park
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    Ripley's Believe it or Not
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    WonderWorks Family Attraction

Restaurants (walkable)

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    Guadalajara Mexican Restaurant
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2 matches found

5115 GULF Drive, 2101, Panama City Beach, FL 32408
View Photos (12)
# of Bedrooms: 3
# of Bathrooms: 2
Square Footage: 1425
Year Built: 2006
Area: 03 - Bay County - Beach
Subdivision: Seychelles Resort Condominium
Description: Incredible view, fully furnished! 3rd party financing possible with adequat...
Last Updated: October - 11 - 2017
5115 GULF Drive, 1803, Panama City Beach, FL 32408
View Photos (14)
# of Bedrooms: 1
# of Bathrooms: 2
Square Footage: 883
Year Built: 2006
Area: 03 - Bay County - Beach
Subdivision: Seychelles Resort Condominium
Description: BACK ON THE MARKET! Seychelles is a fantastic luxury gulf front condo on th...
Last Updated: September - 12 - 2017

Information deemed reliable but not guaranteed.

Copyright 2017 Bay County Association of REALTORS®, Inc. All Rights Reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All Data Is Deemed Reliable But Is Not Guaranteed Accurate.

BCAR/Panama City MLS data last updated at August 30, 2017 10:28 PM CT


Fill out the form on the right side of the page or call 850-329-5910 now.

If you think St Thomas Square could be the perfect place to find your new home, second home, or vacation rental, let’s get together and answer any questions you may have. You want to know more about this community. I know it because I live here and Nautical Properties’ office is located in the Plaza of St Thomas Square. I am the resident expert. In the last twelve months, I sold 6 of the 12 units and it accounted for $594,045 of the total sales volume of $1,270,795 (7/11/16 through 7/11/2017). I can help you with any of the St Thomas Square condos for sale. Own a condo in St Thomas Square and are you considering selling? Talk with the resident expert who handles more St Thomas Square condos for sale than anyone else.